15TH ANNUAL GENERAL MEETING • OFFICIAL NOTICE

Chuka University Sacco Society Limited

15TH AGM RESOLUTIONS 2026

The Board of Directors is seeking approval of the following resolutions; submitted to the general meeting of members to ratify shareholder dividends, deposit interest rebates, statutory governance retainers, and the 2026–2030 strategic plan.

16.0%
Dividend Return

Kshs 16.00 per share on paid-up share capital.

12.4%
Interest on Deposits

Competitive rebate on member non-withdrawable savings.

20M
Borrowing Power

Kshs. 20,000,000 ceiling ensuring member loan liquidity.

2030
Strategic Horizon

5-Year masterplan (2026–2030) for digital banking growth.

STATUTORY & OPERATIONAL SUBMISSIONS

The 11 Official AGM Resolutions


01 Auditing & Statutory Compliance

1. Appointment of auditors for the year 2026

Approval of the appointment of independent external statutory auditors to inspect and audit the society's books of account for the financial year ending 31st December 2026 in compliance with the Co-operative Societies Act and SASRA guidelines.

02 Legal Counsel & Retainer

2. Approve the society Attorney — Ojwang Sombe and Company Advocates. PO Box 418 Chuka

Approval to retain and re-appoint M/s Ojwang Sombe and Company Advocates (PO Box 418 Chuka) as legal advisors for loan collateral perfection, litigation, conveyancing, and statutory corporate advisory for the 2026/2027 fiscal year.

03 Commercial Banking Partners

3. Approve the SACCO Bankers for the year 2026/2027

Approval to maintain and operate the society's commercial banking, payroll check-off, liquidity, and clearing accounts with:

a) Co-operative Bank of Kenya, Chuka branch (Operational & FOSA Clearing)
b) Kenya Commercial Bank (KCB) Group Ltd, Chuka branch (Treasury & Payroll Check-off)
04 Credit Line & Liquidity

4. Approve borrowing power of Kshs. 20 million.

Approval of an external borrowing power ceiling of Kshs. 20,000,000 (Twenty Million Kenya Shillings) under Rule 28 of the Co-operative Societies Rules to ensure seamless loan disbursements during peak university semester cycles.

05 Budgetary Estimates

5. Approve Budget for the year 2026 and 2027.

Approval and formal adoption of the projected operational recurrent budget and capital expenditure (CapEx) for the financial years 2026 and 2027 to ensure fiscal discipline and digital banking upgrades.

06 Member Equity Returns

6. Approve Dividends of Kshs 16.00 per share i.e. 16% per share.

Approval of a top-tier dividend payout on fully paid-up Share Capital at Kshs 16.00 per share (16% per share) for the financial year ended 31st December 2025, payable directly to members' accounts upon ratification.

07 Savings Rebate

7. Approve interest on deposits of, 12.40% per share

Approval of interest on cumulative non-withdrawable member deposits (BOSA savings) at an attractive rate of 12.40% per share for the year ended 31st December 2025.

08 Audited Financial Statements

8. Approve Audited financial statements for 2025

Approval and formal adoption of the Audited Accounts, Balance Sheet, Statement of Comprehensive Income, Cash Flow Statements, and Auditor’s Report for the year ended 31st December 2025.

09 Strategic Direction

9. Approve strategic plan 2026-2030

Approval of the 5-Year Strategic Masterplan (2026–2030) focusing on ICT digital modernization, membership expansion, capital capitalization, and competitive credit facilities.

10 Governance Honoraria

10. Approve honoraria for the year 2025.

Approval of honoraria for the Board of Directors and Supervisory Committee in appreciation of fiduciary stewardship, strategic governance, and dedicated service throughout FY 2025.

11 Staff Performance Incentive

11. Approve staff bonus for the year 2025

Approval of annual performance incentive bonus for the society’s management and staff members for the financial year 2025 in recognition of operational surplus delivery and excellent member service.

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