ABOUT CHUKA UNIVERSITY SACCO
Empowering Your Dreams.
Securing Your Financial Future.
Chuka University SACCO Society Ltd (Reg. No: CS/12450) is a premier savings and credit co-operative founded in 2009. We champion the socio-economic welfare of Chuka University staff and the wider community by providing affordable credit facilities, competitive savings schemes, and transformative financial advisory designed to turn your ambitions into enduring realities.
Our loan facilities range from Ksh 20,000 to Ksh 3,000,000 at competitive reducing-balance rates from 1.0% to 1.208% per month, with flexible repayment terms spanning up to 96 months. Borrow up to 5× your accumulated deposits with same-day emergency approvals and convenient payroll checkoff deductions.
Rooted in our core values of Integrity, Professionalism, Innovation, and Teamwork, CUSACCO provides a safe, rewarding home for your savings with guaranteed annual dividends on share capital and lucrative returns on member deposits.
Our dedicated team is committed to walking with you through every milestone of your personal and professional development, ensuring lasting financial security and prosperity for you and your family.
Explore Loan Products
Compare development, emergency, school fees, and salary advance credit packages tailored to your financial goals.
Download Official Forms
Access downloadable membership forms, loan applications, guarantor contracts, and dividend mandate instructions.
Governance & Leadership
Meet our dedicated Board of Directors and Supervisory Committee committed to fiduciary excellence and transparency.
ABOUT
A Few Things That Set Us Apart
Competitive Rates
Our loans start from 1.0% per month on reducing balance with up to 5× borrowing leverage on your accumulated deposits and zero hidden penalties.
Swift Disbursals
Experience streamlined loan appraisals with emergency and salary advances disbursed within 24 hours via convenient payroll checkoff deductions.
High Dividend Yields
Every member shares in our collective institutional growth with lucrative annual dividends paid on share capital and robust interest on deposits.
Joining Chuka University SACCO and accessing affordable credit is simple, transparent, and rewarding.
STEP-BY-STEP
How to Get Started
5 Simple Steps to Financial Empowerment
Complete the official Membership Application Form and attach a copy of your National ID, KRA PIN certificate, and passport photo.
Build your institutional ownership by subscribing to minimum share capital and establishing regular monthly deposit contributions via payroll checkoff.
Identify the loan solution matching your need—from long-term asset financing to emergency relief—borrowing up to 5× your savings balance.
Have your application endorsed by eligible member guarantors and submitted to the Secretariat for thorough, prompt credit vetting.
Receive your funds swiftly directly to your account, and enjoy lucrative annual dividend payouts and deposit interest every financial year.
GET IN TOUCH
Secretariat & Member Support
Our dedicated Secretariat team is on hand Monday through Friday from 8:00 AM to 5:00 PM at the Chuka University Main Campus Ground Floor.
We provide in-person assistance with loan applications, deposit statements, guarantor verifications, and membership onboarding.
